Earn Rewards. Build Credit. Enjoy More Flexibility.
Looking for a credit card that gives you more purchasing flexibility while rewarding you for your everyday spending? The Circle Federal Credit Union Visa Platinum Credit Card is designed for members with an established credit history who want a convenient, affordable way to manage purchases, access available credit, and earn rewards.
With competitive rates, no annual fee, and rewards opportunities, the Visa Platinum Credit Card gives you the features you need without unnecessary fees.
Visa Platinum Benefits
- Credit Limits Starting at $250 — Get started with a minimum credit limit of $250, with your approved credit limit determined based on your individual application and qualifications.
- No Annual Fee — Enjoy the convenience of a credit card without paying a yearly fee simply for having the account.
- No Cash Advance Fees — Access available credit through a cash advance without an additional cash advance transaction fee.
- Competitive Interest Rate — Your cash advance interest rate is the same as your purchase interest rate.
- Overdraft Protection Available — Link your Circle Federal Credit Union Visa to your Circle FCU Checking Account for added protection against overdrafts, subject to applicable requirements and terms.
- Rewards Opportunities — Earn points through Visa ScoreCard Rewards that can be redeemed for gift cards, travel, merchandise, and more.
Earn Rewards With Your Everyday Purchases
Your purchases can do more than simply help you get what you need—they can also help you earn rewards.
When you enroll in Visa ScoreCard Rewards, eligible Visa purchases can earn rewards points that may be redeemed for a variety of options, including:
- Gift cards
- Travel
- Merchandise
- And other available rewards
Simply use your Circle FCU Visa Platinum Credit Card for eligible purchases and watch your rewards add up.
Visit Visa ScoreCard Rewards to enroll, track your points, explore available rewards, and redeem your earnings.
Convenient Overdraft Protection
Unexpected expenses can sometimes cause your checking account balance to fall short.
Circle Federal Credit Union offers the option to connect your Visa Platinum Credit Card to your Circle FCU Checking Account for overdraft protection.
When available and properly established, this feature can provide an additional layer of protection for your checking account by using available credit from your Visa account to help cover qualifying overdrafts.
Contact Circle Federal Credit Union for details about eligibility, setup requirements, fees, and applicable terms.
Manage Your Visa Online
Managing your credit card is simple with ItsMe247 Online Banking.
After logging in, you can conveniently:
- View your current Visa credit-card balance
- Review transactions and account activity
- Make your credit-card payment electronically
- Keep track of your account
Online access gives you the information you need to stay on top of your spending and payments wherever you are.
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All rates are subject to change without prior notice. These rates replace previously dated rates. These rates are for Circle Federal Credit Union members only. Membership required. Must qualify for Membership. Federally Insured by the NCUA up to $250,000. Equal Opportunity Lender.
