All branches will be CLOSING AT 1:00 PM on Friday, April 18th for Good Friday. Mobile App, ATM, Online Banking, and Telephone Banking at 855.429.7478 are available 24x7 for your convenience.

Circle FCU is detecting an increase in text message/phone call phishing attempts. NEVER respond or click on a link from a message you don't know. We will NOT ask you to provide digital banking login information or personal information, such as your SSN or account number. Contact us if you think you may have provided sensitive information to one of these messages.

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Become a member

Serving Our Members For Nearly 80 Years and Counting!

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How to Become a Member at Circle Federal Credit Union

Stop into one of our three branch locations (Niles, Cassopolis, or Edwardsburg) with a current photo ID and a valid social security number or apply online. We also require that you live, work, attend school, volunteer or worship in our Chartered Area(s) (The City of Niles, Niles Township, or all of Cass County). Every membership starts with your Savings Accounts, or your "Share" of Membership. Once the Savings Account is open, you qualify to apply for all the services we have to offer! After you become a member, all of your immediate family (parents, children, grandchildren, grandparents, siblings, spouses, stepparents, stepchildren, stepsiblings, and adoptive relationships) becomes eligible to have an account here as well, regardless of employment or residency.

  • Checking Accounts
  • Loans & Mortgages
  • VISA Credit Cards
  • Premier Savings & Additional Savings Accounts
  • Certificates of Deposit
  • IRA Accounts
We can't wait for you to become a member!

Click Here to Join Now!