Savings Federally Insured up $250,000.00 by the NCUA a U.S. Government Agency.
| Share Savings, Christmas Club, Vacation Club, Additional Savings |
| Effective Date: Tuesday, January 21st, 2025 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $1.00 & Up |
.02% |
.02% |
| Youth Accounts |
| Effective Date: Tuesday, January 21st, 2025 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $5.00 and Up |
.02% |
.02% |
| Premier Money Market |
| Effective Date: Tuesday, January 21st, 2025 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $0.01 - $2,500.00 |
.02% |
.02% |
| $2,500.00 - $24,999.99 |
.50% |
.50% |
| $25,000.00 - $74,999.99 |
.75% |
.75% |
| $75,000.00 and up |
1.00% |
1.01% |
| Optimum Savings |
| Effective Date: Tuesday, January 21st, 2025 |
| Eligibility | Dividend Rate | Annual Percentage Yield (APY) |
| $0.01 - and up (if terms are met) |
1.25% |
1.26% |
| $0.01 - and up (if terms are not met) |
.02% |
.02% |
| Terms and Conditions |
| JUMBO Savers Account |
| Effective Date: Tuesday, January 21st, 2025 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100,000.00 and up |
3.00% |
3.04% |
| Below $100,000.00 |
0% |
0% |
| Municipal Savings |
| Effective Date: Tuesday, January 21st, 2025 |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $2,500 - $500,000 |
.25% |
.25% |
| Below $2,500 and Above $500,000 |
.02% |
.02% |
| Terms and Conditions |
| Term Share Certificates |
| Effective Date: Tuesday, January 21st, 2025 |
| Term | Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 6 Month |
$100.00 |
1.98% |
2.00% |
| 12 Month |
$100.00 |
3.13% |
3.18% |
| 18 Month |
$100.00 |
2.50% |
2.53% |
| 24 Month |
$100.00 |
2.65% |
2.68% |
| 36 Month |
$100.00 |
2.55% |
2.58% |
| 48 Month |
$100.00 |
2.55% |
2.58% |
| 60 Month |
$100.00 |
2.74% |
2.78% |
| HSA (Health Savings Account) |
| Effective Date: Tuesday, January 21st, 2025 |
| HEALTH SAVINGS ACCOUNTS |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 and Up |
.02% |
.02% |
| IRA (Individual Retirement Accounts) Term Share Certificates |
| Effective Date: Tuesday, January 21st, 2025 |
| Term | Minimum Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| 12 Months |
$100.00 |
2.500% |
2.53% |
| 24 Months |
$100.00 |
2.650% |
2.68% |
| 36 Months |
$100.00 |
2.550% |
2.58% |
| Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty. |
| IRA (Individual Retirement Account) |
| Effective Date: Tuesday, January 21st, 2025 |
| IRA SAVINGS (Traditional & Roth) |
| Deposit Amount | Dividend Rate | Annual Percentage Yield (APY) |
| $100.00 - $ 2,999.99 |
.02% |
.02% |
| $3,000.00 - $4,999.99 |
.02% |
.02% |
| $5,000.00 - $9,999.99 |
.02% |
.02% |
| $10,000.00 - $19,999.99 |
.02% |
.02% |
| $20,000.00 and up |
.02% |
.02% |
