FRAUD ALERT: SPOOFED PHONE CALLS

Circle Federal Credit Union has been made aware of fraudulent phone calls that appear to come from our phone number. Scammers may claim there is suspicious activity on your account and ask for your credit or debit card number, PIN, online banking credentials, or Social Security number. 

 

Please remember: Circle Federal Credit Union will NEVER call you and ask for your full card number, PIN, or Social Security Number.

 

If you receive one of these calls, hang up immediately, do NOT provide any personal or account information, and call us directly using the phone numbers listed on our website. Your security is very important to us. If you have any concerns about your account, please contact us directly.

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Home Equity Loans

Use the Equity in Your Home to Pay for What Matters Most

Home > Mortgages > Home Equity Loans

What is Home Equity?

Home Equity is the difference between what you currently owe on your home and its appraised value in the current market.

How Does it Work?

A Home Equity Loan is secured by your home and gives you a borrowing period that allows you to borrow as much as you need, up to your approved credit limit and loan to value.

What Can I use a Home Equity Loan for?

With a Home Equity Loan, the opportunities are endless. You can use it for educational expenses, home improvements, or a major purchase.

Closed End Home Equity

A Closed End Home Equity Loan is a fixed-rate installment loan that you repay over a fixed term with equal monthly payments, just as you do with your mortgage loan.
 

Apply Online Current Equity Loan Rates

Contact Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment.NMLS #747642.