All branches will be CLOSING AT 1:00 PM on Friday, April 18th for Good Friday. Mobile App, ATM, Online Banking, and Telephone Banking at 855.429.7478 are available 24x7 for your convenience.

Circle FCU is detecting an increase in text message/phone call phishing attempts. NEVER respond or click on a link from a message you don't know. We will NOT ask you to provide digital banking login information or personal information, such as your SSN or account number. Contact us if you think you may have provided sensitive information to one of these messages.

Become a Member | Locations & ATMs | Contact Us | Rates | Membership | Locations and ATMs | Contact Us |
It'sMe247 Online Banking
Circle Federal Credit Union
Menu

Home Equity Loans

Use the Equity in Your Home to Pay for What Matters Most

Home > Mortgages > Home Equity Loans

What is Home Equity?

Home Equity is the difference between what you currently owe on your home and its appraised value in the current market.

How Does it Work?

A Home Equity Loan is secured by your home and gives you a borrowing period that allows you to borrow as much as you need, up to your approved credit limit and loan to value.

What Can I use a Home Equity Loan for?

With a Home Equity Loan, the opportunities are endless. You can use it for educational expenses, home improvements, or a major purchase.

Closed End Home Equity

A Closed End Home Equity Loan is a fixed-rate installment loan that you repay over a fixed term with equal monthly payments, just as you do with your mortgage loan.
 

Apply Online Current Equity Loan Rates

Contact Chris Williams at 269-228-0073 for more information or to schedule a mortgage application appointment.NMLS #747642.