FRAUD ALERT: SPOOFED PHONE CALLS

Circle Federal Credit Union has been made aware of fraudulent phone calls that appear to come from our phone number. Scammers may claim there is suspicious activity on your account and ask for your credit or debit card number, PIN, online banking credentials, or Social Security number. 

 

Please remember: Circle Federal Credit Union will NEVER call you and ask for your full card number, PIN, or Social Security Number.

 

If you receive one of these calls, hang up immediately, do NOT provide any personal or account information, and call us directly using the phone numbers listed on our website. Your security is very important to us. If you have any concerns about your account, please contact us directly.

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Term Share Certificate

Earn a Competitive and Guaranteed Interest Rate Through Circle Federal Credit Union!

Home > Investment & Insurance > Term Share Certificate

Term Share Certificate

Make the most of your savings with Term Share Certificates! Whether you're saving for short or long term goals, earn a competitive and guaranteed interest rate through Circle Federal Credit Union.

  • Low minimum deposit of $100.00
  • Flexible terms from 6 months to 60 months 
  • Dividends compounded on daily balance and credited monthly
  • Flexibility - dividends can be reinvested into certificate or deposited into a share account
  • At maturity, certificate automatically renews at the current rate and term unless otherwise instructed
  • Rates are guaranteed for the term of the certificate
  • IRA Term Share Certificates also available
  • May be used as security for a share secured loan
  • No-worry federally insured savings

Early Withdrawal Penalites

  • If your account has an original maturity of 12 months or less:
    • The penalty we may impose will be equal to 90 days of dividends
  • If your account has an original maturity of more than 12 months:
    • The penalty we may impose will be equal to 180 days of dividends

Grace Period

There is a 7-day grace period following the maturity date on Certificates that are set to auto-renew

 

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