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Individual Retirement Accounts
Saving money for retirement has never been easier. In fact, IRA's are one of the best ways to fund your retirement.
- Both Traditional and Roth IRAs available
- Open an IRA Share Savings account
- No minimum balance required
- Competitive monthly dividends earned on daily balance over $100
- Dividends compounded and credited monthly
- Direct deposit accepted
- Open an IRA Term Share Certificate
- Low minimum deposit of $100.00
- Terms up to 36 months
- Dividends compounded and credited monthly
- No maintenance fees
- Competitive dividend rates
- Tax deferred earnings on Traditional IRAs until withdrawn
- Tax-free earnings and withdrawals on Roth accounts
- No worry federally insured savings
Traditional IRA vs. Roth IRA
Traditional IRA: Contributions may be tax deductible.
Roth IRA: Contributions are not tax deductible, but your earnings are generally tax-free and stay tax-free even when you withdraw them.