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investment rates

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Investment Rates

IRA (Individual Retirement Accounts) Term Share Certificates
Effective Date: Saturday, December 21st, 2024
TermMinimum Deposit AmountDividend RateAnnual Percentage Yield (APY)
12 Months $100.00 2.500% 2.53%
24 Months $100.00 2.650% 2.68%
36 Months $100.00 2.550% 2.58%
Rates and Term are subject to change. All Term Share Certificates have an early withdrawal penalty.

Term Share Certificates
Effective Date: Saturday, December 21st, 2024
TermDeposit AmountDividend RateAnnual Percentage Yield (APY)
6 Month $100.00 1.98% 2.00%
12 Month $100.00 3.13% 3.18%
18 Month $100.00 2.50% 2.53%
24 Month $100.00 2.65% 2.68%
36 Month $100.00 2.55% 2.58%
48 Month $100.00 2.55% 2.58%
60 Month $100.00 2.74% 2.78%

IRA (Individual Retirement Account)
Effective Date: Saturday, December 21st, 2024
IRA SAVINGS (Traditional & Roth)
Deposit AmountDividend RateAnnual Percentage Yield (APY)
$100.00 - $ 2,999.99 .02% .02%
$3,000.00 - $4,999.99 .02% .02%
$5,000.00 - $9,999.99 .02% .02%
$10,000.00 - $19,999.99 .02% .02%
$20,000.00 and up .02% .02%